Version Effective November 25, 2025

(Effective May 21, 2026: Upcoming Online Access Agreement)

This Online Access Agreement (“Agreement”) governs your use of:

• Wells Fargo Online®
• Wells Fargo Business Online®
• Wells Fargo Mobile®
• Wells Fargo Advisors® online services

In this Agreement, “Service” refers to all Wells Fargo Online, Wells Fargo Business Online, Wells Fargo Mobile, or Wells Fargo Advisors online and mobile services, plus all the Eligible Accounts and Online Financial Services you can access via the Website after entering into this Agreement, as described further below.

Please read this Agreement carefully. By selecting “I Agree” below, or by using the Service or authorizing a person to use the Service on your behalf, you agree to the terms and conditions of this entire Agreement.